Our Budget Helper

Ready to cringe... One word can usually do it....
BUDGET.
I love budgets, but I know a lot of people that don't. Usually the ones that don't, don't know what they're missing out on. For us, it's freedom. Freedom from debt. Freedom from wondering if we really have enough money for something. Freedom from the fear of losing things (cars, house, etc).
I've had a couple people ask me about budgets and how I actually do it.
I usually start out by sitting down and figuring out what we make/spend, and make a spread sheet. With my husband starting a new job about a year ago, & us losing our income for him going to school, we needed to get on a very strict budget. My mom told us about Mint.com. That site is AWESOME. It's super quick, and super easy. We have our budget set up in there, we have apps on our phones to check up on our spending, and it has kept us right on track to our goals.
If you need help with your budget, use this site. It really puts it in perspective on what your actually spending your hard earned moola on.